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Commercial Auto Businesses
Homeowners Renters
Life Garage

 

Millerstown Location:

3 North Market Street
Millerstown, PA 17062

Phone:  717.589.3278
Fax:  717.589.7482

 
 
Mifflintown Location:

4224 William Penn Hwy
Mifflintown, PA 17059

Phone:  717.436.8500

Fax:  717.436.8002
 

Bratton Insurance Inc. Services
COMPLETE INSURANCE AGENCY

Auto Insurance

Auto insurance is a contract between an individual and an insurance company that stipulates that as longs as a monthly premium is paid, the insurance company will pay for car-related losses throughout the term of the policy. Some states require that all drivers carry auto insurance in order to drive legally, other states do not.

However, even in states where auto insurance is not required, all drivers are required by law to pay for damage they cause as a result of an automobile accident. Without auto insurance, you run the risk of being financially responsible for the harm you cause individuals and property, and the cost of repairing or replacing your car if it is damaged or stolen.

What affects monthly premiums?

A variety of different factors affect monthly auto insurance premiums:

  • Age, sex, and marital status
  • Vehicle type
  • Residence location
  • Amount of driving
  • Driving record
  • Coverage required

At Bratton Insurance Inc. we understand the importance of effective auto insurance, and we work one-on-one with each of our clients to ensure that their policies meet all of their needs.

Life Insurance

Life is a roller coaster of ups and downs. Marriages, births and graduation are all cause for celebration. But, what about the unexpected? Preparing for illness, disability or damage to one’s home is an essential part of protecting your family. What would happen to your family if you were no longer there, or were unable to support them financially? Having insurance to cover your needs in the case of unexpected hardship is important. At Bratton Insurance Inc. we understand the importance of insurance, and work one-on-one with each of our clients to ensure that their policies meet all of their needs. Contact us today and prepare for the future.

Homeowners Insurance

No matter the size, your home is most likely your biggest investment. Bratton Insurance Inc. offers a variety of homeowner investment plans to help you recoup your investment if your home is damaged in anyway.

We offer standard home insurance, property insurance for rental properties and insurance upgrades for high value homeowners, as well as supplemental insurance plans. Flood insurance, personal liability insurance, home business insurance and upgrade insurance plans are also available. We have services to protect virtually any homeowner’s needs.

Business Insurance

Business Insurance- BOP (Business Owners Policy) A BOP is a package policy typically combining General Liability and Property Insurance, along with other optional coverage, for small to medium sized businesses in lower risk businesses classes. A BOP may be available depending on the type of business, annual sales, number of employees and other factors.

A BOP typically includes General Liability to cover your commercial liability and property insurance for physical assets, such as contents, that are leased or owned. The package insurance policy may also cover loss of business income and extra expense resulting from a covered loss.

The General Liability insurance coverage of a BOP is comparable to a typical Commercial General Liability (CGL) policy, providing protection against claims of bodily injury or property damage for which your business may be liable.





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